IDF provided services to Maitri Seva Samste, an NGO working in Doddaballapur district in Karnataka to assess the financial needs and credit uptake potential of women members of the SHGs promoted by various organizations and government departments, for the purpose of toilet facility and sanitation. The study also assessed receptivity of the families without toilet facility to have own toilets by borrowings and readiness of the banks to finance them through SHGs.